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K20 Games - University of Oklahoma K20 Center

Grades
6 to 12
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K20 Games offers over a dozen games encouraging critical thinking skills through game-based learning. Games place students in the role of decision-makers in real-world situations. Examples...more
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K20 Games offers over a dozen games encouraging critical thinking skills through game-based learning. Games place students in the role of decision-makers in real-world situations. Examples of games include Aware, which puts the student as an emergency manager in a region plagued with emergency disasters, and Paper Trail. This game asks students to consider how to behave in a morally corrupt business community. To access the games as an educator, select the Request Games link and complete the required information to receive an invitation code. Receipt of the code typically takes 24-48 hours. After receiving the code, follow the directions in your email response to create an account. Create a class, then select games to assign to your students. Each selected game includes teaching materials and a sample lesson plan. Share the provided invitation key with students to access and play games.

tag(s): bias (22), business (47), careers (139), data (147), evolution (85), financial literacy (92), functions (52), game based learning (171), media literacy (102), organizational skills (90), psychology (67), statistics (114), weather (164)

In the Classroom

Learn more about how to use the K20 game portal by viewing instructional videos provided on the K20 playlist found here. Include financial literacy games in your classroom to engage students in discussing finances, statistics, and decision-making using real-life scenarios. Ask students to compare and contrast their decisions as they play the games, share discussions on Flip, reviewed here, and encourage students to provide feedback to peers on the consequences and benefits of their game decisions. Ask your tech-savvy students to create tutorials for each game using a screen recording tool such as Free Screen Recorder Online, reviewed here, then share the recordings on your class website for students to use at home and school.

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Girl Rising Curriculum & Educator Tools - Girl Rising

Grades
5 to 12
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Encourage upper elementary, middle, and high school students to think about their role in a global society through conversations about gender, political, and cultural issues found in...more
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Encourage upper elementary, middle, and high school students to think about their role in a global society through conversations about gender, political, and cultural issues found in this project-based lessons curriculum. Scroll down the page to find US Educator Free resources. Included in the resources/curriculum are video lessons, fact sheets, teachers' guides, and assessment tools. The course also includes a module dedicated to teaching financial literacy. To access the curriculum, complete the short registration questionnaire found on the site.

tag(s): cross cultural understanding (157), cultures (132), financial literacy (92), money (119), politics (112), sustainability (44), women (137)

In the Classroom

Use these free materials to supplement your curriculum and teaching units. When polling students for short-response questions, use a polling tool such as Answer Garden, reviewed here, to engage learners and encourage them to share ideas anonymously. Answer Garden posts short responses in a word cloud format that encourages students to focus on shared ideas and discover different views. Enhance learning by asking students to share their thoughts through writing blogs using Edublogs, reviewed here. Incorporate blogs into the process as a way for students to share ideas, research, and explore their thinking throughout the projects found in this curriculum. Extend learning by asking students to continue exploring and discovering the role of gender, politics, and other factors in the world around them in various ways. For example, some students might enjoy preparing and producing a podcast using Buzzsprout, reviewed here, others might create a video using Powtoon, reviewed here, and another group might prefer to focus on a specific topic using a timeline tool such as Vizzio, reviewed here, to present a visual timeline of world events.
 This resource requires PDF reader software like Adobe Acrobat.

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Economic Games - Nicolas Gruyer and Nicolas Toublanc

Grades
8 to 12
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Economic Games offers over 40 multiplayer games and 14 simulations to learn economic concepts. Game topics vary from impacts of patents on research and development to an introduction...more
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Economic Games offers over 40 multiplayer games and 14 simulations to learn economic concepts. Game topics vary from impacts of patents on research and development to an introduction to the stock market. All games include complete details and an introductory demo. To create multiplayer games the instructor selects the number of players and chooses the Get Logins link. Student logins and passwords display in a popup; players use this information to access and begin play. Be sure to view the How to Play link for full information on starting and sharing games. The site was created in France, so some of the pronunciations and spellings may differ from those in American English. Currency is in Euros, not dollars.

tag(s): business (47), financial literacy (92), game based learning (171), simulations (8), stock market (9)

In the Classroom

Include games from this site as part of economics and financial literacy lessons. This site is perfect for use with gifted students for independent study with peers. After completing games, ask students to use a digital storytelling tool like Book Creator, reviewed here, to explain complex financial concepts in an easy to understand manner.

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Cha-Ching Money Smart Kids - Discovery Education and Jackson Charitable Foundation

Grades
K to 6
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Cha-Ching is a financial literacy program developed for use with students in grades K-6. Animated videos provide lessons on saving and earning money, entrepreneurship, and charity....more
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Cha-Ching is a financial literacy program developed for use with students in grades K-6. Animated videos provide lessons on saving and earning money, entrepreneurship, and charity. Each lesson includes classroom activity guides and several also include family activity guides. Educator guides provide complete details for teaching with the videos and correlation to financial literacy and social studies standards.

tag(s): financial literacy (92), money (119)

In the Classroom

Take advantage of these free lessons and videos to teach financial literacy in your classroom. Collect student ideas on how to save and earn money onto an online bulletin board like lino, reviewed here. lino offers the ability to include images, videos, and comments. Have students take pictures of different ways financial situations were faced over the course of a month then create a collage for your class using an image editor like Photo Joiner Collage Maker, reviewed here. Extend learning by challenging students to use their imagination to create a financial adventure game using Scratch, reviewed here. Scratch is an easy to use program that brings adventures to life through interactive stories, animations, and games.
 This resource requires PDF reader software like Adobe Acrobat.

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Financial Literacy Resources - KQED Education

Grades
9 to 12
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Financial Literacy Resources offers financial lessons targeted for English language learners. However, this is an excellent unit for any student to learn about money management! Topics...more
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Financial Literacy Resources offers financial lessons targeted for English language learners. However, this is an excellent unit for any student to learn about money management! Topics include managing money, credit, debt, banking, and more delivered through six lesson plans. Each lesson features new media tools such as a budget builder calculator and an online writing interactive. Click on any lesson plan to view in PDF format for easy printing. Note: at the time of this review several of the interactive activities didn't work; however, the lessons and other information available on the site make this worth considering for use during your financial literacy lessons.
This site includes advertising.

tag(s): financial literacy (92)

In the Classroom

Discover the many ready-to-go, free resources that go with these free lesson plans for use with all students, not just English language learners. Include this site on your class web page for students and parents to access as a reference when discussing financial issues at home. Use the calculators found on the site as part of any financial unit or as a math problem solving lesson. Oh, and by-the-way, students will also practice listening, reading, writing, and speaking skills!

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The Stock Market Game - Securities Industry and Financial Markets Assoc Foundation

Grades
4 to 12
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Using hands-on lessons, students work in teams to learn the basics of investing, create $100,000 portfolios, manage an investment portfolio in a real-world scenario of a dynamic marketplace,...more
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Using hands-on lessons, students work in teams to learn the basics of investing, create $100,000 portfolios, manage an investment portfolio in a real-world scenario of a dynamic marketplace, learn other economic concepts, and compete against teams across the globe while fostering teamwork and decision-making skills. Created in 1977 by the Securities Industry and Financial Markets Association Foundation, The Stock Market Game (SMG) is an online simulation game for teaching students about the global capital markets and the stock market. Teachers must register for their school and students and then will receive essential information on program requirements and important dates. Adults are welcome to play after completing the online registration.

tag(s): business (47), DAT device agnostic tool (143), game based learning (171), investing (5), money (119), stock market (9)

In the Classroom

Participants who register as "Teachers with Classes" receive extensive teacher support, including a searchable library of standards, curriculum materials, and assessments. While providing real-world practice, SMG engages students in the core academic subjects, such as math, English, and economics. Lesson plans include Teacher Background and materials to implement the lesson with students. Find more information by perusing additional publications, links, and other resources. Contact a local SMG Coordinator for additional assistance. Use the game in individual classes, school-wide, in after school clubs, or with home-schoolers. Encourage families to play at home together or collaborate with others. Additional benefits include higher math and financial literacy scores on tests by students who play SMG. Also, teachers report that the program even taught them about financial planning, research, and investing wisely. Because this is ongoing activity, enhance learning with the use of technology throughout. Have students share financial resource sites using a bookmarking tool like Papaly, reviewed here. In addition to curating and sharing bookmarks, Papaly allows you the opportunity to add notes and comments to sites shared. Have students use a video creation tool like Powtoon, reviewed here, to make explainer videos of financial concepts. Ask groups of students to produce and share podcasts (perhaps weekly or bi-weekly) to discuss their learning and progress within the Stock Market Game. Buzzsprout, reviewed here, is a free tool for creating and sharing podcasts.

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Banzai! - Banzai.com

Grades
2 to 12
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Teach real-world financial literacy using Banzai! Learn to prioritize spending by using simulations, interactives, and "choose-your-own-adventure" style situations. There are three...more
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Teach real-world financial literacy using Banzai! Learn to prioritize spending by using simulations, interactives, and "choose-your-own-adventure" style situations. There are three levels: Banzai Jr (grades 3-7), Banzai Teen (grades 6-12), and Banzai Plus (grades 9-12) all available in PDF format. Start the course with an assesment (pre-test) to determine your financial literacy. Then engage in real-life interactive situations covering balancing a budget and paying your cell phone bill, to paying for unexpected bills like car trouble. Student accounts receive free access to Banzai for life, allowing the opportunity to go back and review lessons at any time. After creating a teacher account, request the opportunity to receive the Life Scenario booklets for your class at no charge (this is dependent on funding from local financial organizations). If not available, print the booklets using the PDF download.

tag(s): financial literacy (92), game based learning (171)

In the Classroom

Banzai is an excellent resource for any financial literacy course, or for those who don't have financial literacy classes as an option for your school. Create your classroom account, and then provide students with a class code to sign in to their account. Create as many classes as you like then have students follow the curriculum including pre-tests, simulations of life scenarios, interactives, and post-tests. The Banzai tool grades it all. Set up student accounts and assign activities based on your state standards. Be sure to share Banzai on your class website for students to explore at home. Enhance student learning goals by having students reflect on their learning using a blogging tool such as Penzu, reviewed here. Banzai would work well for blended or remote learning since it works on any internet connected device, including tablets and smartphones at home.
 This resource requires PDF reader software like Adobe Acrobat.

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Free Money Basics Tutorial - Goodwill Community Foundation

Grades
6 to 11
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Learn money management skills with this thirteen-step tutorial covering topics such as money management, banking, and retirement planning. Choose any lesson to begin. It isn't necessary...more
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Learn money management skills with this thirteen-step tutorial covering topics such as money management, banking, and retirement planning. Choose any lesson to begin. It isn't necessary to go in order, but it may be easier to follow as basic concepts build upon each other throughout lessons. Lessons include quizzes, worksheets, and interactive calculators in addition to informative articles.

tag(s): banks (8), financial literacy (92)

In the Classroom

Use these lessons when teaching financial literacy or consumer education courses. Include lessons as part of applied math activities such as balancing a budget, managing savings, or understanding debt. Have students explore on their own. If you are beginning the process of integrating technology, have students create blogs to describe ways to become a good consumer using edublogs, reviewed here.
 This resource requires PDF reader software like Adobe Acrobat.

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Paying for College - Consumer Financial Protection Bureau

Grades
10 to 12
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The cost of college continues to rise, and student debt has a significant impact on the US economy. The Consumer Financial Protection Bureau offers several important resources for those...more
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The cost of college continues to rise, and student debt has a significant impact on the US economy. The Consumer Financial Protection Bureau offers several important resources for those thinking about how to pay for college. An overview of student loans and how they work provides important consumer information. Also, some brief money management and banking can help those just starting out. The best part of Paying for College, however, is the financial aid offer comparison tool, which allows you to evaluate up to three financial aid offers from colleges using real "apples to apples" data. Finally, there is excellent advice about repaying student debt.

tag(s): banks (8), college (45), financial aid (13), financial literacy (92), money (119)

In the Classroom

The cost of college represents a real life example of the importance of financial literacy to high school students. If you teach money management, career planning, or consumer awareness, the units on student banking and student loans provide practical advice on financial management and planning for young people. Of course, this is also a resource you will want to share in the library/media center and college guidance offices.

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Budgeting Tools - Dave Ramsey

Grades
6 to 12
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Create and explore different budgeting options using this online tool. View proposed options in several categories such as housing, food, and personal expenses. Adjust your budget as...more
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Create and explore different budgeting options using this online tool. View proposed options in several categories such as housing, food, and personal expenses. Adjust your budget as desired to view various proposals and outcomes. Choose the link to print your finished budget.
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tag(s): careers (139), financial literacy (92), percent (58)

In the Classroom

Use in a math class as a way to use percentages in a real world context. Help students gain better number sense of what percentages look like as the class experiments with different incomes on an interactive whiteboard or projector. For financial literacy, explore different budget options for any income using the budgeting tool. Compare and contrast options with different careers, income levels, or asset allocations. Divide your class up into groups with different starting incomes to create a budget. Have students discuss choices made. Use as part of a career unit. Find out starting salaries for different careers then explore budget options available within each career.

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Calkoo - Trinity Capital

Grades
4 to 12
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Other online calculators don't add up to the diverse collection of calculators Calkoo has to offer. Browse categories including measurement, wage, taxes, stock analysis, mathematics,...more
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Other online calculators don't add up to the diverse collection of calculators Calkoo has to offer. Browse categories including measurement, wage, taxes, stock analysis, mathematics, loans, health, saving, investing, real estate, and more! Calkoo can handle many tasks, including some rather complex calculations. Complete the various fields based on the type of calculation. Some utilize radio buttons and drop down boxes, while others ask for numbers only. Create almost any kind of calculation you need with this easy accessible calculating tool. Language options include English, German, French, Spanish, Italian, Portuguese and Russian.
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tag(s): addition (128), area (52), calculators (37), division (98), fractions (159), measurement (126), multiplication (122), percent (58), quadratics (26), subtraction (109), volume (34)

In the Classroom

Calkoo is a great free tool to replace expensive graphing calculators that many students may not have. Calkoo works well on computers, mobile devices, and interactive whiteboards. Use this site during a unit on careers, economics, or financial literacy. Include it as part of a measurement unit. Share during Family and Consumer Science units to explore the cost of living and have students put together a mythical "budget" for living in their chosen career. Have students send you on a vacation and include calculations for the currency converter, fuel cost calculator, sales tax for souvenirs, and more! This is a great site to support many experiments in science. Calculate acceleration, velocity, and time, or use the mathematics category to complete problems. Use this tool in social studies class for quickly calculating years or months from important timelines or when figuring out geographical distances. In English or L.A. classes, quickly figure out the life span of authors or how long ago a story took place. In health or science classes, use the BMI calculator or get other accurate measurements. Visit Calkoo and select a calculator to meet your needs! Include this site on your class web page for students and parents to access as a reference. The various languages make this tool very useful for ESL/ELL students.

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The Bean Game - Jana Darrington Utah State University Extension

Grades
6 to 12
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Learn to manage money while having fun living on a 20 "bean" salary using this printable game. Use the directions and discussion questions to play two rounds of the game. ...more
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Learn to manage money while having fun living on a 20 "bean" salary using this printable game. Use the directions and discussion questions to play two rounds of the game. Although it is possible to play with individual players, the site recommends groups of between 2 and 5 players for optimal results. Even though this game is "low tech," it is a great teaching tool!

tag(s): financial literacy (92), game based learning (171)

In the Classroom

Use the Bean Game as part of your financial literacy unit as a center activity. When finished, have students create blogs. If you are beginning the process of integrating technology, have students create blogs sharing their learning and understanding using Tumblr, reviewed here.
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Federal Student Aid - US Department of Education

Grades
7 to 12
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Sometimes it's best to go straight to the source. The US Department of Education offers advice, information, and links for those searching for financial aid to attend post-secondary...more
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Sometimes it's best to go straight to the source. The US Department of Education offers advice, information, and links for those searching for financial aid to attend post-secondary education. Not a fancy site, but all the relevant information is there: defining the kinds of financial aid, applying for financial aid, comparing financial aid offers from colleges, and understanding the repayment process. There is also a link to the new "College Scorecard" site that provides more guidance in comparing the potential financial costs of different colleges. In addition, there are several infographics and videos (which link to YouTube) that provide important overviews in each of the broad categories covered on the site. If your district blocks YouTube, then they may not be viewable.

tag(s): careers (139), college (45), financial aid (13), financial literacy (92)

In the Classroom

While this is certainly a good site for students and families to consult from home, it would also be useful as an authentic resource for lessons in financial literacy, career and college planning, and life planning. At the very least, a great bookmark to publicize or add to classroom computers. Be sure to share this link on your class website.
 This resource requires PDF reader software like Adobe Acrobat.

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Living Wage Calculator - Dr. Amy K. Glasmeier

Grades
8 to 12
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Living Wage Calculator provides information to estimate the cost of living in any community or region. Enter a location in the search box or choose from the state list to ...more
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Living Wage Calculator provides information to estimate the cost of living in any community or region. Enter a location in the search box or choose from the state list to begin. Results are provided for an entire state, county, or specific city. The "calculator" provides typical expenses for the location along with living wage, poverty wage, and minimum wage. View typical wages for different occupations in that location. The wages at poverty level are indicated in red.

tag(s): careers (139), financial literacy (92)

In the Classroom

This site would be excellent for use during a unit on careers, economics, or financial literacy. Allow students to explore pay for different career options not only in your city but in different locations across the country. Have students create magazine covers using Magazine Cover Maker reviewed here. Use this site during Family and Consumer Science units to explore the cost of living and typical salaries across the United States. Have students put together a mythical "budget" for living in their chosen career.

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TV411 - Finance - Adult Literacy Media Alliance

Grades
6 to 12
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Find web lessons, videos, and downloads about timely and necessary financial topics. Learn about credit card financing, hidden costs, and paychecks. Each lesson begins with an introduction...more
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Find web lessons, videos, and downloads about timely and necessary financial topics. Learn about credit card financing, hidden costs, and paychecks. Each lesson begins with an introduction to the activity including questions to answer. Feedback is given to the questions, including an explanation of the correct answer. Use the print downloads for creating a budget to use as an activity in class.

tag(s): financial literacy (92), money (119)

In the Classroom

Include this site in a course on personal finance, business, or consumer science. It would also be very useful as a real world application for math skills. Share this site on your interactive whiteboard or projector to introduce or review financial topics. Take advantage of the free lesson plans. Share the videos with your class as you study finance and the economy. Share this site with parents through your classroom website or blog.

Comments

Great Resource! Ladisha, VA, Grades: 9 - 12

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360 Degrees of Financial Literacy - American Institute of CPAs

Grades
8 to 12
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As the title implies, this site provides information and resources about financial literacy. It is organized along "life stages," beginning with teens and tweens and progressing through...more
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As the title implies, this site provides information and resources about financial literacy. It is organized along "life stages," beginning with teens and tweens and progressing through retirees. You can access information by selecting a life stage or by selecting a key word like "debt and credit" or "paying for education." Each section contains articles, Q&A exchanges, and other relevant resources.

tag(s): consumers (14), financial aid (13), financial literacy (92), money (119)

In the Classroom

A good site to recommend as a resource for students and families, this deserves a bookmark on your classroom list if you teach economics, personal finance, or consumer awareness. Guidance Counselors may want to recommend the resources organized under "paying for education." Student groups might use the site to research a particular topic or set of decisions, for example: "Should I get a credit card?" or "Should I borrow for college?" that could be presented to their peers or debated by opposing groups.

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Moneyville - Northern Bank's Financial Literacy programme

Grades
2 to 6
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Take a trip to MoneyVille, a fun interactive environment/virtual world to explore where money comes from, what money is worth and how to prioritize spending and saving. Choose a username,...more
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Take a trip to MoneyVille, a fun interactive environment/virtual world to explore where money comes from, what money is worth and how to prioritize spending and saving. Choose a username, password, and "design" your character. Throughout the activity, you are asked to make a number of decisions that can affect your finances for the year. Make money by picking apples and selling apple juice, working at the post office to sort packages according to value, working at the city gates painting, and more. Step into the time machine in Moneyville to journey to ancient Rome, ancient Egypt, the Middle Ages, or to the time of the dinosaurs. The money in Moneyville is generic so this site is useful in any country using any form of currency. Be sure to notice the menu bar at the top to find information for teachers and parents about the site, including some printables grouped according to age range. MoneyVille is available on the web and with apps available for the iPad and iPhone.

tag(s): financial literacy (92), money (119)

In the Classroom

Create a classroom account and have students work together and explore economic principles. Share how to use this site on your interactive whiteboard or projector. Have students create individual accounts and create a learning station for students to explore this site to learn more about economics. Take advantage of discussions that occur and use them for teachable moments when exploring economic decisions. Share this site with parents through your class website or newsletter for students to use at home.

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CurriConnects Book List: Money, Money, Money - TeachersFirst

Grades
2 to 10
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Use this CurriConnects list to find books about entrepreneurs, consumer skills, shop-owners, and real people in the world of economics or consumerism. This is a great match for units...more
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Use this CurriConnects list to find books about entrepreneurs, consumer skills, shop-owners, and real people in the world of economics or consumerism. This is a great match for units on money at any level. CurriConnects thematic book lists include ISBN numbers for ordering or searching, interest grade levels, ESL levels and Lexiles''''''''® to match with student independent reading levels to challenge, not frustrate. Don't miss other CurriConnects themes being added regularly.

tag(s): business (47), financial literacy (92), money (119)

In the Classroom

Build student literacy skills, reinforce what students are learning about money and economics, and help students build the important reading strategy of connecting what they read to prior (classroom!) knowledge. Share this link on your class web page or wiki so students can select independent reading books to accompany your unit on economics or financial literacy. Don't forget to share the list with the school and local libraries so they can bring in some of the books on interlibrary loan. CurriConnects are a great help for teachers who have lost school library/media specialists due to budget cuts.

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Understanding Taxes - Student - IRS

Grades
6 to 12
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The IRS designed this site for students to build an understanding about the U.S. tax system, why people have to pay taxes, where the tax money goes, and more. It ...more
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The IRS designed this site for students to build an understanding about the U.S. tax system, why people have to pay taxes, where the tax money goes, and more. It includes virtual tours, tutorials, simulations, and activities. There is a companion site for Teachers here.

tag(s): financial literacy (92), money (119)

In the Classroom

Use the lesson plans at the Teachers site to teach the financial literary concepts. Then use a projector or your interactive whiteboard to show students how to navigate the student site. Allow students to explore the online activities on their own at a center, in the computer lab, or at home by putting the URL on your website. After completing the worksheets provided with the lessons, have students create their own worksheets for other classmates to complete. Challenge students to create their own financial literacy newsletter using Revue, reviewed here, for students in their school including money-saving suggestions, job ideas for students, and tips for creating a budget. Have students create posters sharing their newsletter using a site such as Padlet, reviewed here.
 This resource requires PDF reader software like Adobe Acrobat.

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BizKids - American Public Television

Grades
5 to 12
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Explore the many facets of the business world on this approachable site. All information is tied in to the T.V. show entitled "BizKids" which was created to teach kids about ...more
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Explore the many facets of the business world on this approachable site. All information is tied in to the T.V. show entitled "BizKids" which was created to teach kids about money and business. The site is divided into several different sections - for teachers and for students. The teacher section includes lesson ideas that tie into videos available on the website. This can be found under the Teachers link along with lessons available in both English and Spanish. Visit Resources for a Sample Business Plan for Kids, Profiles of Young Entrepernuers, Get Money Smart, and Student Activities.

Students can sign up to receive a newsletter with money tips just for them. Also included is a blog with links to other financial sites for kids.
This site includes advertising.

tag(s): business (47), college (45), financial literacy (92), money (119)

In the Classroom

Use the search bar to find newsletter on "How to Hold a Fundraiser" when planning a class economics project or before a school fundraiser event to get ideas on how to boost fundraising income. Click the colorful links in the newsletters to watch a few of the short videos for creative ideas before creating classroom presentations of information studied in class. Divide up the online shows between students in your class and have students view and report back on the information presented in the videos. To show what they have learned from this site, engage and challenge students to substitute paper posters with an online graphic to share using Web Poster Wizard, reviewed here, or PicLits, reviewed here. Enhance learning by using a multimedia poster maker such as Genially, reviewed here, where students can choose the type of interactive presentation they would like to share. Ask students to complete the simulation "Living on the Edge" with an economic plan using a budget worksheet. Business teachers, family and consumer science classes, and young entrepreneurs will appreciate the many offerings on this site. College counselors will also want to share the college planning information.
 This resource requires PDF reader software like Adobe Acrobat.

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